Razorpay

India's leading payment gateway — UPI, cards, net banking, and more.

Category: Payments

Best for: India-based businesses accepting digital payments from customers

Pricing: No monthly fee — 2% per transaction · Paid from Custom

Assessment: Editorial assessment · score 5/5

Pricing not independently re-verified — confirm on the official site

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Overview

Razorpay is the best payment gateway for India-based businesses. Accept UPI, debit/credit cards, net banking, and EMI. Easy integration with websites and WhatsApp payment links.

Why consider it?

Accepts all Indian payment methods
UPI payment links on WhatsApp
Instant payout to bank account
Payment pages without a website
Good dashboard and analytics

Pros

Accepts all Indian payment methods
UPI payment links on WhatsApp
Instant payout to bank account
Payment pages without a website
Good dashboard and analytics

Cons

2% transaction fee
India-only — not for international payments
KYC verification required before going live

Who should use it

India-based businesses accepting digital payments from customers

Who should avoid it

2% transaction fee

Ebenezer recommendation

Razorpay fits india-based businesses accepting digital payments from customers. Weigh the free/paid terms above and compare at least one alternative before you commit.

Alternatives

Stripe

The global payments platform — accept cards from any country.